I have been looking at the Appointment Cards one(s) and the Appointment Cards one(s) but are rather confused what air miles are and which would be the best.

I've had one now for about four years and the service that Appointment Cards give (they run the card service) is first-class and cannot be faulted. HOWEVER, try spending your Appointment Cards miles and I’ve found so far it's proving to be impossible. I have over 160,000 miles that I'm trying to use, and on every single occasion of me trying to book reward flights with (a) Appointment Cards or (b) partner airlines, I find that they NEVER have any availability. Couple with that the fact that they can only search for available reward flights on a day-by-day basis and it becomes very impractical – their system does not allow them to be able to search for next available reward flights. I once spent over an hour on the phone to them and still couldn’t find any flights. I also have to say that their diamond club staff can be curt, verging on rude at times.

I intend to use-up my miles (somehow), and then cancel my diamond club membership. I also have an Appointment cards which is far better, and Virgin’s flying club is easier to use, and the miles are easier to spend! There are several reasons why you should choose prepaid debit card and here are some of those.I've had the same problem and when I've looked for alternative ways of using them on diamond club's website the rewards are paltry. For example, your 160,000 miles will buy you £100 worth of shopping vouchers!

Firstly, it limits your fraud exposure – nowadays identity theft as well as fraud is on the rise, which resulted from stolen credit card numbers, where a thief will surely use your credit card number for their transactions and they will surely put you on debt with thousands of dollars. In prepaid debit card, your exposure is less for the reason that the amount that is available on your account is limited. Secondly, it will help you build or rebuild your credit – some of these cards have credit card building features which, means your credit card will report your payment to three major credit agency. Can't seem to find this on here, so just giving it a shout out. Barclaycard are running a mailshot with a promotional code so that applicants for the new Goldfish get £50 and not £30 of vouchers. Might be worth mentioning if you apply by phone. Can't find the code right now but will try to post later.

But together, your two benefits don't beat the appointment card feature do they, which is to provide financial protection in the event the service/product provider fails to deliver, or delivers faulty goods and fails to rectify problems. Not to mention that this thread is specifically about credit cards which provide special offers, like cashback, points or additional goods and services. While your first benefit is a valid one, your second reason doesn't apply to anyone who already has a good credit rating, so such a global sweeping statement is incorrect.

appointment cards